Bankrupt and accepted for Credit? Help!?
Posted on December 3rd, 2009 by admin
Ok, basically I went bankrupt in October 2008.
I went shopping for my daughters clothes on the weekend, but they didnt have some stuff I wanted, so today I went online to the Next website to order them. It asked me if I wanted a Next Directory, which i said No to, then got through to the checkout and clicked confirm on my order and the next page was thanking me for my order, and telling me that i have £200 credit.
I’m really scared now, what should I do as I was going to pay by card online for the entire order. Do I need to tell the receivers, or will they get notified? I dont know whats going to happen?
I really need an answer from someone who knows what they are talking about?
No you are fine.
You can apply for credit of up to £500 without informing the creditor that you are bankrupt.
It is nothing to do with the OR – you should note that any debt you incurr after your bankruptcy is your problem and cannot be included in the bankruptcy.
December 3rd, 2009 at 4:35 pm
No you are fine.
You can apply for credit of up to £500 without informing the creditor that you are bankrupt.
It is nothing to do with the OR – you should note that any debt you incurr after your bankruptcy is your problem and cannot be included in the bankruptcy.
References :
Debt Advice Foundation
December 3rd, 2009 at 5:12 pm
No you will be fine. I suggest paying it off in full if you have the money though. That way it wont be classed as any kind of debt.
References :